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OUR PROGRAM 
Study loan program- (brief description)

The Study loan program is based on a “revolving fund” concept. This was decided because of two critical reasons;
1.The need to move from the traditional model of financing, which does not adequately address sustainability of the product;
2.Targeting professionals is significant in achieving the expected result of empowering the community and improving their socio-economic welfare.

PRODUCTS

We currently have three products.

Financing in the form of soft- loan secured through personal guarantees to assist qualified persons to obtain Masters Degrees & PHDS in their respective specializations and thus for advancement in their professions.

ELIGIBILITY:

  • Be a Kenyan
  • Have proof of a steady income through salary or self-employment
  • Have secured admission in any institution of higher learning that is recognized by the Commission for University Education (CUE)
  • Provide proof of ability to service the soft loan on monthly basis
  • Be able to provide a collateral or an acceptable Guarantor against the loan

APPLY NOW:

  • If you are eligible for the Study loan, kindly download the application form, fill and submit two sets (hardcopies) to our offices.
  • Office location: 2nd Floor, Mirage plaza, Bellevue-MSA road.
  • DOWNLOAD APPLICATION

TERMS & CONDITIONS:

  • Funds (fees) will be sent directly to the University (RTGS).
  • Research fund is disbursed to the beneficiaries following submission of a request and a budget. Receipts for the expenses to be submitted to AEDT.
  • Beneficiaries are expected to start repayment of the soft loan, before 5th of the subsequent month (upon disbursement of first cheque).

Financing in the form of soft- loan for university lecturers from selected universities based on existing guidelines & procedures. AEDT enters into an agreement with Universities, which guarantees the lecturers to access the study loans.

TERMS & C0NDITIONS

  • Proof of registration of the institution
  • The University must be accredited by the commission of higher education of the home country
  • University’s Council resolution which mandates the vice- chancellor of the relevant university to sign an agreement with AEDT for the staff development program
  • The University and the AEDT Trust to sign a legally binding agreement on repayment compliance and subsequent penalties for any default
  • Letters of guarantee by the university for the selected beneficiaries
  • The repayment period of each beneficiary is 5 years.
  • The maximum loan for PHD applicant is USD 21,000 (Twenty one thousand dollars) per student.
  • The number of beneficiaries for each institution is 5 (five) only per year.
  • AEDT Executive Committee reviews & approves the applicant university based on selection criteria.

Must be a Kenyan

  • Have secured admission in any institution of higher learning that is recognised by the commission for University Education (CUE)
  • Have proof of a steady income through salary or self-employment
  • Provide proof of ability to service the loan on monthly basis
  • Be able to provide a collateral or an acceptable guarantor/s against the loan.
  • Parents/Guardians who undertake to repay on behalf of the Applicant must have the capacity to repay and provide loan security.

APPLY NOW:

  • If you are eligible for the Study loan, kindly download the application form, fill and submit two sets (hardcopies) to our offices.
  • Office location: 2nd Floor, Mirage plaza, Bellevue-MSA road.
  • DOWNLOAD APPLICATION

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